Pitch · Global money · programmable trade workflows
Performance as a portable, priced instrument: your record of finished work is your collateral with every counterparty you will ever have.
01The problem
Reputation today is locked inside single platforms and worth nothing the moment you leave. A supplier with ten flawless years on one marketplace is a stranger on the next, and every new relationship starts at full escrow. Trade finance for small exporters barely exists because there is no record a lender can read.
02The product
Contracts as state machines, drawn as blueprints: milestones as nodes, money moving along the edges as each one clears. A supplier's record, every milestone cleared with anyone, sets the terms of the next agreement with anyone: a new supplier gets full escrow, a proven one gets paid upfront. Terms improve automatically, in the margin, while you work.
03Why this is only possible on Arc
Milestone releases only work as software if each release is cheap, instant and final, and portable reputation only prices correctly if the performance record is verifiable outside the venue that produced it. Arc gives both, and the record lives on the same chain as every agreement that reads it.
04Who pays, and how it earns
- Release fee. Half a percent of every release and upfront payment. Already in the contract.
- Financing. Lenders advance against records: a proven supplier's escrow can be financed, and the platform takes a share of the spread.
- Record API. Marketplaces and lenders read records for a fee.
05The market
The trade finance gap for small businesses is estimated at two and a half trillion dollars. Every cross-border order between a small buyer and a small supplier is an agreement waiting to be drawn, and every cleared milestone is a data point no lender has today.
06What is live today
- Terms, live on Arc mainnet
- Terms.sol: six tests, the record prices the upfront share
- Deploy it from your wallet
The agreement on the drawing is a specimen, labelled so. Against a deployed contract, opening funds a real agreement and the record is real from the first cleared milestone.
07Roadmap
- Live nowThe drawing, escrow, milestones, the record, the tiers, the fee, deploy from a wallet.
- 90 daysSupplier profiles and record pages; agreement templates for goods, builds and software; dispute windows.
- 6 monthsFinancing against records with three lenders; record API; a thousand agreements.
- 12 monthsIntegrations with two marketplaces so their suppliers carry their record to Terms and back.
08The ask
A developer grant of USD 60,000 over six months funds profiles, templates, disputes and the first lender integration. Draft figure.